Big Step

So I haven't blogged in a couple of weeks, largely because I've been consumed with the best kind of busy: I just became a homeowner! After several weeks of applying for home loan pre-approvals, talking with realtors, figuring out how real estate works in Massachusetts, and scouring MLS listings, I went out to Cambridge with my parents to scout for a condo. And after looking at many properties that were either too small to be livable, in less-than-convenient locations, or in crap condition (for, after all, I was working with a limited budget), I managed to find a place that is quite perfect for my needs. I made an offer on a modest 2-bedroom condo located very near a major T station. After some counteroffering from the seller, I got my bid accepted. I've secured a fantastic interest rate (30 years, 4.8%). The home inspection has been conducted. Should no big hiccup come up, I will officially close and own the place mid-July.

So now to plan for my cross-country move! There's certainly something scary about moving so far away from my family, living on my own, and having mortgage payments. But I'm also very excited about starting this new phase of my life.